Life Insurance

While there are many decisions you will have to make when assessing your life insurance needs, one of the basics is whether you need permanent insurance or term insurance.

A simple way to understand the differences between these two types of life insurance is by comparing them to something familiar to all of us — finding a place to live. 

Buying permanent life insurance is like owning a home, while buying term insurance is like renting one.  Once you find the right home, you need to choose how to pay for it.

There are advantages and disadvantages to both and we'll help you with the decision.